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A variety of savings plans are available at Guardian Credit Union. Each member account is federally insured up to $100,000 by the National Credit Union Administration, an agency of the U.S. Government.
 Regular Share Savings Account
This is our basic savings account. Deposits and withdrawals may be made at any time - in person, by phone or mail. Quarterly dividends (based on earnings of the credit union) are paid quarterly on the average daily balance above $100. Members are also eligible to receive up to $4,000 (based on age at date of deposit) in life savings insurance, provided at no extra charge.
Money Market Account
Enjoy competitive rates and easy access flexibility with this account that requires only $2,500 minimum balance. Withdraw up to six times per month without penalty. Monthly dividends are based upon market rates.
IRA
Our Individual Retirement Account requires a minimum deposit of $25.00; the rates paid on these deposit accounts change quarterly. The rate announced at the first of each quarter. Fixed rates are also available. Deposits may be made to your IRA by payroll deduction, military allotment, or by check or transfer from another account. If you have any questions about the IRA alternatives available to you, please email us at angcu@eplinc.com.
Share Certificates
Guardian Credit Union has several share certificates for your individual needs. Rates are competitive and guaranteed for the term of your share certificate. Several dividend payment plans are available.
Special Accounts
We offer Christmas Club and special savings plans which pay the same rate of dividend as the regular share account. Call for details and start your nest egg today.
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