Certificates of Deposit

Guardian offers three types of Certificates of Deposit (CD) to members. Choose from a traditional CD, IRA, or ESA CD.

What is a CD?

A CD is a special account that places your money on hold to grow with interest for a designated amount of time.

  • Minimum deposit of $500.
  • Terms range from 3-60 months.
  • Early withdrawal will result in a penalty charge. Fee percentage calculation based on account balance at time of withdrawal.
  • Interest paid monthly into the CD account. See current rate sheet.
  • Money can be withdrawn in full once maturity has been reached.

Click here for current rates and terms.