Investment Rates

Effective April 12, 2016

Rates posted are subject to change without notice.

Checking, Savings, & Money Market

ACCOUNT Dividend Rate APY* PAID      
Regular Share & Club Accounts      
Average Balances $100 - $2,999.99 0.20% 0.200% Quarterly
Average Balances > $3,000 0.30% 0.300% Quarterly
RoundUp Savings 5.00% 5.095% Quarterly
Variable Rate IRA
Rate subject to change quarterly
0.60% 0.601% Quarterly
Free Checking
Average daily balance of $2,500
0.15% 0.150% Monthly
Premier Checking
Min. $5,000 balance
0.45% 0.451% Monthly
Money Market
$2,500 required daily balance to earn dividends
     

$2,500 - $9,999.99

0.25% 0.250% Monthly

$10,000 - $24,999.99

0.40% 0.401% Monthly

$25,000 - $49,999.99

0.50% 0.501% Monthly

$50,000 - $99,999.99

0.75%

0.753%

Monthly

$100,000 & above

0.85% 0.853% Monthly

Certificates of Deposit

Length of Term  Dividend Rate       APY* PAID
     6 Months 0..65% 0.652% Monthly
11 Month Special -$25,000 Minimum - *No Penalty* 0.85% 0.853% Monthly
12 Month Special - $25,000 Minimum 1.35% 1.358% Monthly
12 - 17 Months 1.15% 1.156% Monthly
18  Months 1.35% 1.358% Monthly
24 Month Special - $25,000 Minimum 1.60% 1.612% Monthly
24 Months 1.40% 1.409% Monthly
36 Month Special - $25,000 Minimum 1.70% 1.713% Monthly
36 Months 1.50% 1.510% Monthly
48 Months 1.75% 1.764% Monthly
60 Months 2.00% 2.018% Monthly

All Certificates require a $500 Minimum Balance unless otherwise stated and may incur a penalty for early withdrawal.

IRA Certificates of Deposit

Length of Term Dividend Rate APY*       PAID
6 Months 0.65% 0.652% Monthly
12 Months 1.15% 1.156% Monthly
24 Months 1.40% 1.409% Monthly
36 Months 1.50% 1.510% Monthly
48 Months 1.75% 1.764% Monthly

* APY= Annual Percentage Yield.
Checking, Savings, and Money Market Accounts are variable and the rate may change after the account is opened.
Fees may reduce earnings on Share Accounts.
All Certificates require a $500 Minimum Balance unless otherwise stated and may incur a penalty for early withdrawal.