Loan Application

We regret this extra step in the process, but we have to comply with Federal law.  Please read the statement below and click on the appropriate block showing either acceptance or declination.


On October 26, 2001, President Bush signed into law the USA Patriot Act. The purpose of this law is to help protect you, your family and our country from terrorism by preventing terrorist financing. We want you to know that Section 326 of this Act requires Guardian Credit Union to verify the identity of all new credit union members. We must also verify the identity of members and non-members added as signatories to and have access to new or existing deposit accounts and loans. We must also retain copies of documents used to verify your identity.

IF YOU ARE AN EXISTING MEMBER who joined Guardian Credit Union before the USA Patriot Act rules became effective we may also need to verify and retain copies of any documents used to verify your identity when you request a new deposit account, apply for a loan or are added as a signatory to a new or existing deposit or loan account.

We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country. Please speak with a staff member if you have any questions or concerns about our identification policies.

this requirement
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