Visa Credit Card

A Visa Credit Card allows you to make purchases at over 24 million locations with safety and convenience—no need to carry cash.
Our Guardian Visa Credit Card is accepted at businesses worldwide wherever you see the trademark Visa logo. Multiple credit card options are available, all including:

  • No annual fees
  • Low fixed rates
  • Generous credit limits
  • Online account management
  • 25 day grace period for new purchases

We invite you to transfer your other credit card or department store account balances to your new credit union Visa so you'll pay less on existing debts, right away.  Subject to credit approval.

Attention Credit Card Accountholders: You may request a copy of your Credit Card Agreement by calling 334-244-9999 or 1-800-239-7366 or by sending us an email from the Contact Us tab. If you elect to send us an email, please do NOT include any personal identifiable information.

For extra security shopping on the web, visit Guardian's Verified by Visa website. By registering you add extra security to your online purchases with no extra charge. Visit the Verified by Visa Website for more details.

Visa Credit Card Customer Service - 800-239-7366.

Visa Credit Card Activation Online -

To Report a Lost or Stolen Visa Credit Card - 800-682-6075 or visit

Click here for Visa Credit Card Application

VISA Credit Card Disclosure