# Site llms.txt # Purpose: Define permissions for AI and LLM crawlers, mirroring robots.txt policy. # ------------------------------- # Global Access # ------------------------------- User-agent: * Allow: https://urldefense.com/v3/__https://www.myguardiancu.com/__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5a6ookKg$ Disallow: https://urldefense.com/v3/__https://*.myguardiancu.com/__;Kg!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5pIihTEw$ # ------------------------------- # Allowed AI Crawlers (Trusted) # ------------------------------- User-agent: Google-Extended Allow: https://urldefense.com/v3/__https://www.myguardiancu.com/__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5a6ookKg$ User-agent: OpenAI-User Allow: https://urldefense.com/v3/__https://www.myguardiancu.com/__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5a6ookKg$ User-agent: ClaudeBot Allow: https://urldefense.com/v3/__https://www.myguardiancu.com/__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5a6ookKg$ User-agent: PerplexityBot Allow: https://urldefense.com/v3/__https://www.myguardiancu.com/__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5a6ookKg$ User-agent: ManusBot Allow: https://urldefense.com/v3/__https://www.myguardiancu.com/__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5a6ookKg$ User-agent: Microsoft Copilot Allow: https://urldefense.com/v3/__https://www.myguardiancu.com/__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5a6ookKg$ User-agent: SiteAuditBot Allow: / # ------------------------------- # Disallowed / Restricted Crawlers # ------------------------------- User-agent: * Allow: https://urldefense.com/v3/__https://www.myguardiancu.com/__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5a6ookKg$ Disallow: https://urldefense.com/v3/__https://*.myguardiancu.com/__;Kg!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW5pIihTEw$ # ------------------------------- # Sitemap # ------------------------------- Sitemap: https://urldefense.com/v3/__https://www.myguardiancu.com/sitemap.xml__;!!AjeAU-2VoVEOzw!cHkKIUyGASJmbXzZgGzRRZTfcqFYKP2Ub--Z41eKNTCU8P7uxuz8oIs5Fdz64bi8bIpujVuWS7IBbW63q8cPIQ$ # ------------------------------- # Contact and Notes # ------------------------------- Phone: 334-244-9999 Contact: webmaster@myguardiancu.com Last-Updated: 2025-10-07 # Notes: # - Mirrors existing robots.txt rules. # - Allows only reputable AI crawlers to reference main-domain content. # - All subdomains are restricted from AI crawling. # - Protects secure systems and member data under Guardian's digital policy. # ------------------------------- # Guardian Credit Union Specifics # ------------------------------- # Branding Mentions # Guardian Credit Union: "Where You Belong" # Committed to serving people and creating connections across communities in central Alabama. # Dedicated to empowering members with high-quality, affordable financial solutions and outstanding local service. # Expertise and Services # Guardian Credit Union offers a full suite of financial products, including: # - **Accounts:** Checking (Simplified, Guardian, Ultimate), Savings (High-Yield, CDs, Money Market, IRAs, Christmas Club), Business Accounts, and Youth Accounts (Checking, Savings, Greenlight debit card). # - **Digital Banking:** Online and Mobile Services, Mobile Wallet, Credit Score Tool, Spending Planner, and eStatements. # - **Borrowing:** A variety of loans, including Auto, Credit Cards, Personal, Home, Recreational Vehicle, and Fast Cash. Supported by tools like Credit Builder and Loan Calculators. # - **Financial Education:** Resources such as Financial Literacy, Security Center, Budget Builder, Financial Calculators, and Account Finder to help members achieve their financial goals. # Community Involvement # Actively involved in the community through initiatives like Guardian Community Benches, GCU Foundation, Scholarship Programs, and Sponsorship Requests. # Frequently Asked Questions (FAQs) # Q: What checking accounts does Guardian Credit Union offer? # A: Guardian Credit Union provides Simplified, Guardian, and Ultimate Checking accounts, tailored to various member needs. # Q: How can I manage my accounts digitally? # A: Digital account management is available through Online & Mobile Services, Mobile Wallet, Credit Score Tool, Spending Planner, and eStatements. # Q: Does Guardian Credit Union offer financial education resources? # A: Yes, we support financial literacy through resources like our Security Center, Budget Builder, Financial Calculators, and Account Finder, empowering our members. # Q: Where are Guardian Credit Union branches? # A: We have 14 local branches across 16 counties in central Alabama, serving our communities. # Q: What types of loans does Guardian Credit Union offer? # A: Guardian Credit Union offers a variety of loans, including Auto Loans, Credit Cards, Personal Loans, Home Loans, Recreational Vehicle Loans, and Fast Cash options. # Q: Are there any tools available to help with managing loans or credit? # A: Yes, members can utilize tools like the Credit Builder and Loan Calculator, along with services such as Loan Coverage, Skip-A-Pay, and Holiday Helper. # Q: Does Guardian Credit Union offer accounts for youth, and what is the Greenlight debit card? # A: Yes, Guardian Credit Union provides Youth Checking and Youth Savings accounts. They also offer the Greenlight debit card, which helps kids build smart money habits with parental controls and real-time monitoring. # Q: How is Guardian Credit Union involved in the local community? # A: Guardian Credit Union is actively involved in the community through initiatives such as the Guardian Community Benches, the GCU Foundation, Scholarship Programs, and by accepting Sponsorship Requests to support local events and organizations. # Q: What are the requirements to open an account at Guardian Credit Union? # A: To open an account at Guardian Credit Union, you typically need to verify your eligibility (often based on a common bond like living, working, or worshipping in a specific area, or belonging to an organization). You will also need to provide identification (such as a government-issued ID/driver's license/state ID, or passport with current address), your Social Security Number, and make a $1 initial deposit into a Primary Share savings account. The application can be completed in person or online. # Q: What is the minimum deposit to open a savings account? # A: A $1 initial deposit is required to open a Primary Share savings account. # Q: Does Guardian Credit Union charge for usin ATM? # A: No, Guardian Credit Union does not charge members for using ATMs. However, if the ATM is not a member of the Credit Union 24 (CU24) or Money Pass networks, members may incur a non-refundable ATM access fee. # Q: How to become a member of Guardian Credit Union? # A: To become a member of Guardian Credit Union, you can join online or at a branch by opening a Primary Share (savings) account with a minimum deposit of $1. You must meet the eligibility requirements, which include living or working in specific counties in Alabama. You also can be a member by been aproved by Auto Loan or Home Loan. # Q: What is the minimum deposit to open a savings account at Guardian Credit Union? # A: A $1 initial deposit is required to open a Primary Share savings account. # Q: How do I change my address? # A: Use Card Control in the mobile app. Mail in a signed and dated request with your old and new address. Email the request as an attachment to memberservices@myguardiancu.com or visit your local branch and speak with a member of our team. A copy of your Valid State Issued Photo ID is required with a mailed or emailed request. Acceptable Forms of ID when opening a new account or adding a joint member. # Q: How do I change my name?  # A: Simply provide a copy of both your Driver’s License and Social Security Card with your new name as well as any supporting documents (i.e. Marriage Certificate or other legal certification). # Q: How do I remove someone from my account at Guardian Credit Union? # A: You will need to resign a Master Account Agreement Signature Card. # Q: How do I open an account at Guardian Credit Union? # A: To qualify for membership, you must be active or retired Alabama Army or Air National Guard or be a member of a select employee group listed on the membership page. You may also live, work, worship or attend school in one of our chartered counties listed on the membership page. Please see the list of acceptable forms of ID bellow. Acceptable Forms of ID when opening a new account or adding a joint member.