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Person handing another person a Guardian Credit Card

Visa Credit Card with Rewards

Experience the purchasing power and convenience only a Guardian Visa® Credit Card can offer. It is accepted at businesses worldwide wherever you see the trademark Visa logo.

Guardian Visa® Credit Card Features

  • No annual fee
  • Low fixed rates
  • Online account management and card controls
  • 24/7 monthly monitoring – Guardian’s Fraud Center will contact you if they suspect fraudulent purchase activity
  • 25-day grace period for new purchases

Balance Transfer

Stop paying high interest rates on credit cards! Transfer your credit card balances to a Guardian Visa® Credit Card so you’ll pay less on existing debts, right away.* We have low rates to make your monthly payments more affordable. Guardian works with you to make the transfer process easy. We will send the payoffs to the other companies for you.

Earn Rewards With Every Purchase

  • All purchases made with your Guardian Visa@ Credit Card earn one (1) point per dollar.
  • Accumulate points faster by earning points by using both Guardian credit and debit cards.
  • Earn one point per dollar on each credit card transaction.
  • Earn one point per dollar on debit card transactions by signing for your purchase in person or using it as a debit online.
  • Points are good for 36 months.
  • Points can be redeemed for CASH BACK! Redeem points inside the Guardian online banking portal.

For more details about the Guardian Visa® Credit Card, download the Guardian Visa® Credit Card Agreement.                                                                                                                                                       

*Subject to credit approval.

Helpful Credit Card Numbers & Instructions

Activate new card with real time PIN change


Lost/Stolen Credit Card within United States

334-244-9999 Option #2

Lost/Stolen Card outside the United States


Card Control for missing credit card                                                                                                             

If your card is missing, mark your card as lost or stolen until it is recovered if you have the Guardian mobile app.