Let us help you meet your financial needs and goals with a personal loan.
Secure your loan using the funds in your share account with one of Guardian’s low loan rates.
Share Certificate – Secured Loans
Use your Guardian certificate of deposit account balance to help you borrow money. Pay only 2% above the rate currently being paid on your share certificate. Terms equal to CD maturity.
Credit Matters Loan – Strengthen your credit score
Let Guardian help you strengthen your credit score so it will impact you positively. Everyone qualifies, regardless of your credit score.
- Share pledge loan of $500-$1,500 repaid over a 12-month period
- Loan amount is placed in a restricted savings account and released after the loan is paid in full
- The successful payment history is reported to the credit bureaus, which positively impacts your credit score
- Automatic drafts can be set up to pay this on time, every time.
Note: Payment protection is available on Guardian Credit Union loans to protect you and your family in the case of death or disability.