Home Insurance

Your home serves as protection to you, make sure you have the right Insurance for it and everything inside. Whether you live in the perfect starter home, a custom-built dream home or something in between, one thing is true: you want to protect the life you’ve made there. The right coverage for your home can help you keep making memories for years to come.





















Homeowner's Insurance

Whether you live in the perfect starter house, a custom-built dream home or something in between, one thing is true: you want to protect the life you’ve made there.

This form of property insurance covers losses and damages to an individual's house and to assets in the home.

  • Wind/Hail Damage
  • Lightening
  • Fires
  • Theft and More

Be sure to protect yourself from lawsuits against you from injuries and accidents that may occur on your property.



Parents and their children arriving at their newly insured rental home, carrying moving boxes.

Renter's Insurance.

Even if you don't own the home you are living in, you still need to make sure you are covered as a renter. This coverage provides financial protection for your belongings and liability coverage in the event someone gets injured or the property becomes damaged.

  • Affordable Coverage/li>
  • Covers Personal Belongings
  • Provides Liability Protection
  • May be Required by Landlords
  • Great for Houses and Apartments






 

Coverage Scenarios

Choose a Category
grease fire getting out of control

A fire starts while you are cooking in the kitchen.

  • Scenario: You act quickly to prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.
  • Coverage: Property coverage in your policy can help if your house is damaged by fire and/or smoke.


Busted front door with broken glass left wide open after a burglary while the residents were away.
Someone breaks into your home
  • Scenario: You return from a family vacation to discover thieves have stolen electronic equipment from your media room.
  • Coverage: If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.


Empty jewelry boxes left open after a burglary.
Stolen Jewelry
  • Scenario: You are at the gym getting in cardio and your purse is snatched from the lockers, containing your wedding ring, watch, and bracelet.
  • Coverage: With personal possessions coverage, lost jewelry is covered up to your policy limits.


Trees fallen on a house after a thunderstorm.
Your rental property is impacted by a storm.
 
  • Scenario:
    Your rental home is struck by lightening causing severe damage to the homes electrical system. 
 
  • Coverage:
    Landlord coverage can help save you the cost of replacing the damages out of pocket.  This coverage can also be applied to manufactured homes when applicable. 




















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