First-Time Home Buyer

We understand that buying your first home is a big step. Our knowledgeable team is here to provide personalized support and guide you through the mortgage process, helping you feel confident in every decision.
First-time home buyer meets advisor to explore mortgage options with Guardian CU.

We Make First-Time Home Buying Simple

Buying your first home is an exciting milestone and we know it can sometimes feel overwhelming. There’s a lot to consider, from finances to finding the right property.

But you don’t have to do it alone. Our team is here to guide you through every step, making the process smoother and easier to understand.

Here’s how we help first-time buyers like you:

  • Clear, straightforward guidance so you always know what’s coming next
  • Loan options tailored to your unique needs and financial situation
  • Tools and tips to help you budget and prepare without stress
  • Local expertise so you get personalized service and quick answers
  • Friendly support that makes you feel confident, not overwhelmed

Whether you’re just starting to think about buying or you’re ready to make an offer, we’re ready to help you turn your homeownership dream into a reality.




How To Prepare






US Flag in front of a house.

USDA, FHA, and VA Loans

These government-backed loans are popular among first-time homebuyers because they often require lower down payments and have flexible qualification guidelines.

Anyone who meets the eligibility requirements can take advantage of these loan programs.








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