Homeownership Could Be Closer Than You Think
Saving for a down payment is often one of the biggest barriers to buying a home. With Guardian’s 100% financing options, qualified buyers may be able to purchase a home without a down payment, helping you move forward with confidence and keep more money in your pocket for the moments that matter most.
If you’ve found the right house but don’t want to wait years to save for a large down payment, this program could help bring your homeownership goals within reach.
More Possibility. Less Upfront Cost.
What is 100% Financing?
100% financing allows eligible borrowers to finance up to the full amount of a home’s purchase price, eliminating the need for a traditional down payment.
That means that you may be able to purchase a home sooner than you thought possible.
Eligibility requirements
To qualify for Guardian’s 100% Financing Program, borrowers must:
- Have a minimum credit score of 700
- Available for the purchase of a primary residence
- Finance a loan amount of $500,000 or less
Preserve your savings for moving expenses, home maintenance, and life’s unexpected moments, not your down payment.
The Guardian Home Loans Team is here to help you understand your options, answer your questions, and guide you through every step of the mortgage process.
