Other Loans

Discover specialized loan programs like USDA, FHA, and VA designed to support different homebuyers.

Each loan provides unique benefits tailored to your situation, helping you access financing that fits your needs. 




































Government-Backed Loans

Choose a Category

USDA

Backed by the U.S. Department of Agriculture, USDA loans are a great option for qualified buyers looking to purchase in eligible rural and suburban areas.

These loans make it possible to buy homes in areas often overlooked by traditional financing, helping more families achieve affordable homeownership.

  • Competitive Interest Rates
  • Income and Location Eligibility Requirements
  • Ideal for Low to Moderate-Income Borrowers


first-time homebuyers happy by the results of Guardian Home Loan's team guidance on how the Federal Housing Administration (FHA) Loan was great to choice to achive their dream.

FHA

Insured by the Federal Housing Administration, FHA loans are a flexible option for first-time or credit-challenged

These loans make it easier to qualify with a lower down payment and more forgiving credit standards.

  • Flexible Credit Requirements
  • Ideal for First-Time Homebuyers
  • Fixed and Adjustable-Rate Options Available


Veteran soldier hugging his young children, a boy and a girl while they are holding american flags.

VA

Guaranteed by the Department of Veterans Affairs, VA loans offer affordable home financing with exclusive advantages for active-duty military, veterans, and eligible surviving spouses.

  • No Down Payment Required
  • Competitive Interest Rates
  • Available to Those Who Served






Don't Know Which Loan Is Right For You?

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