Youth Checking
Help your child make the first step toward financial independence with our Youth Checking options. It’s a simple way to build confidence, encourage smart spending, and start lifelong money habits early.
Choose Your Youth's Account
Is your child just getting started?
Simplified Checking
- Packed with tools and protections that make your financial experience safe and easy.
- No monthly requirements.
- Daily money management made simple.
Want your child to save and earn extra?
Guardian Checking
- Round up purchase amounts to the next dollar every time you swipe your debit card.
- The change will be automatically deposited into your Round-Up Savings Account.
- Guardian will match 50% of your Round-Up Savings for the first 90 days and 5% each month thereafter.
- No monthly requirements.
The debit card for kids, managed by parents.
Greenlight
Set up your child's Greenlight account for FREE* by linking your Guardian account. Simply download the Greenlight app to get started today.
- Debit Card Access and Greenlight Mobile App
- Customizable Spending Controls
- Chore Checklists
- Instant Transfers from your Guardian Account
- Financial Literacy Games inside Greenlight App - Greenlight Level Up™
Knowledge Center
Financial Literacy Articles
Opening an account at a credit union is the first step toward owning your personal finances. Best of all? It’s super easy.
Learn About:
- Why Open an Account?
- Types of Accounts
- Simple vs. Compound Interest Calculator
- Direct Deposit
- What You Need to Open an Account
A debit card may look like a credit card, but instead of borrowing money to make purchases, debited funds come directly from your checking account balance.
Learn About:
- How Debit Cards Work
- What is a PIN?
- Debit Cards vs. Credit Cards
Credit doesn’t have to be a difficult concept for kids to grasp. Breaking up the concepts helps to slowly integrate the idea of using credit into their minds, making it a less stressful transition from young to adult life.
Learn How To:
- Teach Children Credit Basics
- Teach Middle Schoolers about Building Credit and Credit Scores
- Teach High Schoolers How to Use Credit
*Guardian will match deposits into your Round-Up Savings account at 50% for the first 90 days and 5% every month thereafter. Up to $300 per year. eStatements are required to earn matching. If $10 is earned for saving $100 and then $200, another $10 is not earned if withdrawal is made and balance reduced back to $100. Next $10 is earned when $300 is saved.
