Lending Rates
Effective May 1, 2025
| Description | APR | Term |
|---|---|---|
| New & Used Autos, Truck, Vans | As low as 3.70% - 21.95% |
Up to 102 months Apply Now |
| New & Used Motorcycles, ATVs, Boats, RVs & Farm Equipment (Harley Davidson’s financed at car rates) |
As low as 3.70% - 21.95% |
Up to 102 months Apply Now |
| New & Used Mobile Homes | 8.95% - 17.95% | Up to 96 months |
| Signature Loans | 8.95% - 20.95% | Up to 60 months |
| Standard Credit Card | Variable Rate | No monthly or annual fees Apply Now |
| Rewards Credit Card | 19.95% | No monthly or annual fees Apply Now |
| Secure Credit Card | 1.99% | Monthly Participation Fee - $10 applied to the card balance Apply Now |
| Pool Loans | 8.95% - 20.75% | Up to 78 months |
| Share Secured | 2.00% above max deposit rate 3.00% above max deposit rate |
Up to 24 months Up to 36 months |
| Certificate Secured | 2.00% above current rate | Equal to CD Maturity |
Trusted Auto Partners
We’ve teamed up with trusted auto dealers who share our commitment to quality and service—so you can enjoy a better car-buying experience. Explore Our Preferred Dealers.
Relationship Pricing
- Discount may be applied to the approved APR on loans other than credit cards and mortgages if you set up Auto Pay on your loan.
- Discount may be applied to the approved APR on loans other than credit cards and mortgages if you add Credit Life and Disability to your loan.
Connect with a Guardian Lending Agent to see if you qualify.
Choose a Category
*Rates, Discounts, and Terms, subject to change please speak with your Guardian Loan Officer for more details.
