Financial Literacy

Financial wellness starts with knowledge. That’s why we have partnered with Banzai to provide free, real-world financial education designed to help you and our entire community make confident, informed decisions at every stage of life.
Banzai! logo representing Guardian Credit Union’s interactive financial literacy resource for all ages
Guardian Credit Union Logo



Financial Literacy Topics

Click on the topics below to access Banzai's curated collections of activities and build the financial skills you need most.

Saving and Budgeting




Insurance


























Young woman in her living room exploring financial literacy through Banzai’s Financial Wellness Assessment.

How Financially Savvy Are You?


Knowing your strengths and weaknesses is the first step toward establishing financial success. Take the Banzai Financial Wellness Assessment to start your financial literacy journey with Banzai today!



























































































Get Started with Banzai Direct

Want to Maximize Your Learning Opportunity?

Teenager in his living room exploring financial literacy through Banzai’s curated collection of activities, helping him build essential money skills.
Guardian Credit Union digital tools displaying mortgage calculator, educational article on APR, and interactive Banzai Plus game, promoting financial literacy and smart money decisions for members.


 
  1. Visit myguardiancu.banzai.org and select "GET STARTED" in the top right corner.
  2. Select your age and click "CONTINUE."
  3. Agree to the Terms of Use and Privacy Policy and then select "SIGN UP."
  4. On the Course Selection screen, select from Banzai Junior, Banzai Teen, Banzai Plus, College and Careers, or Digital Citizenship.
  5. Complete the three program sections:
    • Pre-Test: test your current knowledge and see what you know already
    • The Game: the main attraction for interactive and engaging learning
    • Post-Test: see how much you’ve learned!
Once your account has been created, users can log in and out at any time without losing progress in the program.
 
Once you've completed your selected program, you can always start again for a refresh or play the game again with friends. And don't forget to have fun — you get to choose your own adventure!


Fast Facts

The Importance of Financial Education

Graphic stating that only 40 percent of Americans could pay an unexpected $1,000 expense.
Studies show that low financial literacy often leads to higher levels of debt. The facts below highlight its wide-reaching impact and reinforce our commitment to financial education and empowerment.
 
  • Debt Levels: According to a survey the Federal Reserve, total household debt in the United States reached $14.64 trillion in the fourth quarter of 2020.
  • Bankruptcy Rates: In the United States, over 800,000 individuals filed for bankruptcy in 2020.
  • Retirement Readiness: A report by the National Institute on Retirement Security found that 68% of working individuals ages 25-64 have less than one year's worth of income saved for retirement.
  • Vulnerability to Financial Scams: People with low financial literacy are more susceptible to falling victim to financial scams and fraudulent schemes, putting their hard-earned money at risk.






































If you are a teacher and would like to request additional information regarding this resource, please contact us.

What's Up Next?

Budgeting and Budget Builder white icon
Credit Score white icon
Shield and protection white icon