High-Yield Savings
High-Yield Savings gives you great earning potential while maintaining access to your funds. Unlock High-Yield earnings by opening an Ultimate Checking account and start earning more on your day-to-day finances.
Earn More From Your Hard-Earned Money.
Your earning potential just got better with our High-Yield Savings and Ultimate Checking Accounts. These two accounts are free and offer many account and security features on top of a high-yield earning.
High-Yield Savings
We believe that financial success begins with smart saving, and our High-Yield Savings Account is designed to help you reach your financial goals faster. Put your additional deposits to work for you without losing access to your funds and take your savings to a whole new level.
- No monthly fees.
- No maximum deposit limits.
- 2 withdrawals per month. Additional withdrawals may incur a fee.
- Must have Ultimate Checking and meet the monthly requirements.
- Additional Share Insurance may be available for balances greater than $250,000.
Unlock access to your High-Yield Savings Account.
Open an Ultimate Savings Account and start earning on your High-Yield Savings when you meet the monthly account requirements.
Ultimate Checking
- Spend $250 per month minimum.
- Swipe 15 times per month with your Guardian debit card.**
- Earn 4.50% APY monthly on balances up to $15,000.***
- $6/month ATM refund automatically credited to your account.
- Must Meet monthly requirements to earn dividends.
*APY means Annual Percentage Yield. An Ultimate Checking account is required to earn the monthly dividend on a High-Yield Savings account. Dividend is earned monthly on an average daily balance of $10,000 or more if Ultimate Checking requirements are met. Two withdrawals permitted per month on the High-Yield Savings account. A $20 fee may be applied for additional withdrawals. The Ultimate Checking account earns 4.50% APY monthly when monthly requirements are met. See current rate sheet for dividends paid on balances greater than $15,000 for Ultimate Checking. Rates are subject to change.
