Fast Cash

Life can be full of surprises, and sometimes, we need extra cash in a hurry. Many people rely on costly payday loans, but Guardian is here to offer a better, smarter solution with our CashPlease® Loan. This loan provides access to small dollar loans when you need them the most.

Couple with daughter using a laptop in their kitchen to explore Guardian Credit Union’s Fast Cash Loan benefits, highlighting quick approval, flexible terms, and easy online access for family financial planning.


















Guardian Credit Union offers CashPlease®—apply online 24/7 for fast cash with no credit check, no fees, and funds in 24 hours

Benefits of CashPlease®

 Cash when you need it, fast!
  • Apply for a loan online 24/7
  • Quick access to cash without pulling credit
  • No application fee
  • Cash in your account in 24 hours or less
  • Set up Auto Pay to pay your monthly payment effortlessly
  • Borrow from $100 up to $750 at 28% APR*


Smiling woman using smartphone to manage finances with Guardian Credit Union mobile banking app

How can I get a CashPlease® Loan?

  1.  Simply click “Apply Now” and follow the easy steps to create your account.

  2.  Verify your personal information as it appears on your statement so that we can validate your identity and get you one step closer to your loan.

  3. You can apply for a loan and obtain a decision in minutes!








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* APR means Annual Percentage Rate. 28% APR applied to all loans regardless of loan amount. Rate subject to change. The minimum age for loan eligibility in this program is 18. We do not make credit checks by using credit reports to determine your loan amount. However, we do look at account activity and in some cases we will decline to offer you a loan. There is no guarantee that we will make you a loan.