Notice to Federal Check Recipients

The U.S. Department of the Treasury will stop issuing paper checks for most federal payments on September 30, 2025.

United States Department of the Treasury Check (Federal Check) and Corner of Envelope



The U.S. Department of the Treasury announced that the federal government will stop issuing paper checks for most federal payments on September 30, 2025, If you still receive a federal benefit check, it's time to switch to an electronic payment method.

No action is required for the vast majority of Americans who already receive federal benefit payments electronically.

If you are still receiving a paper check for Social Security, Veterans benefits, or any other Federal benefit, enroll in direct deposit using one of the following options:

What to do?


Enroll By Phone

Call the Federal agency that pays your benefits and follow their instructions for enrolling in direct deposit.


Enroll Online

You can enroll in direct deposit online by visiting GoDirect.gov.


Open an Account Now

If you do not have an account to receive direct deposit, open one today in a Branch or online.















Young woman checks phone for Guardian Credit Union direct deposit, reviewing financial charts at home

Get Paid Early with Direct Deposit

Enjoy faster access to your money when you set up Direct Deposit with Guardian Credit Union.

Your paycheck, US Social Security checks, the US Armed Forces benefits, VA benefits, or retirement funds can be deposited straight into your account, helping you pay bills, save, and stay on track with your financial goals.