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photo of the inside of a Guardian Branch, a large blue G is pictured on the wall with members conducting transactions in the background

Club Accounts

Christmas Club

Plan ahead for the Christmas Season with a Christmas Club Account and minimize holiday stress by saving now.

Advantages of the Christmas Club Account:
  • No minimum balance or monthly service fee
  • Free direct deposit to save automatically
  • Dividends earned on a quarterly basis. See Current Rate Sheet.
  • Deposits and transfers can be made into the club account at any time.
  • Withdrawals can be made penalty free October 15th-January 15th. 
Note: during the withdrawal period, you may make withdrawals in person or use our convenience banking services to transfers the funds directly into your savings or checking account. Funds are not automatically dispersed for you.

Click here to see the full Funds Availability Disclosure Policy
*A minimum of $100 deposit required for online account opening.