Auto Loans

Guardian makes the auto financing process smooth and affordable with competitive rates and member-first service. Whether you are looking to buy your first car, next car, or refinance your existing vehicle, we can help online or in a branch.

Dad greets daughter in car, showing how Guardian CU’s auto loans make family travel easy and convenient

From Errands to Escapes, We're Along for the Ride.

Wherever the road takes you, from daily errands to weekend getaways or even your next grocery run, Guardian is here to help you get there with confidence. Our affordable auto loans make it easy to finance a new vehicle or refinance the one you already have. Even if you’re not in the market for a new car, a better loan can make every mile feel a little more fun.

























 





















































































Smiling man getting out of car while using mobile banking through Guardian Credit Union auto loan services
Buying a car with confidence—woman smiles by red car, highlighting Guardian Credit Union’s auto loan budget planning tools
Parents kissing their son inside the car they purchased with a Guardian Credit Union loan and GAP coverage.

Already have an auto loan? Refinancing with Guardian could lower your monthly payments and save you money over the life of your loan. Our lending experts are here to help you find the best fit for your budget.

Whether you're just browsing or have your eye on a specific vehicle, it helps to know what you can afford before you hit the lot. Get pre-approved so you can shop with confidence while keeping your monthly payments within your budget. Get pre-qualified online anytime.

Guardian offers different coverage options to add to your auto loan to provide assistance for unexpected circumstances. 

  • GAP Helps cover the difference if your vehicle is totaled and you owe more than it’s worth.
  • Credit Life & Disability added protection that offers peace of mind by covering payments during unexpected circumstances.
  • Savings may be applied to the approved rate when additional loan coverage is added to an auto loan. 


Preferred Dealers

Skip the guesswork by working with our preferred dealers

Trusted partners who make the car-buying process smooth and stress-free. Check out our list of preferred dealers and start shopping with peace of mind. 



















Car white icon

Looking for adventure on the open road or water?

Our auto loans cover more than cars and trucks—you can finance RVs, Boats, and Motorcycles, too.