Deposit Rates
Effective September 20, 2023
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Deposit Specials:
| Certificates of Deposit & IRA CD Specials | Rate | APY | Paid |
|---|---|---|---|
| 24 Months** $10,000 Minimum | 5.25% | 5.38% | Monthly |
| 36 Months** $10,000 Minimum | 5.00% | 5.12% | Monthly |
Standard Rates:
| Account | Rate | APY | Paid |
|---|---|---|---|
| Regular Share and Club Accounts Average Balances $100 - $2,999 Average Balances > $3,000 (Bonus Shares) |
0.10% 0.20% |
0.10% 0.20% |
Quarterly Quarterly |
| RoundUp Savings | 5.00% | 5.10% | Quarterly |
| High Rate Savings†† $10,000 required average daily balance | 4.50% | 4.59% | Monthly |
| Variable Rate IRA Rate subject to change quarterly |
0.50% | 0.50% | Quarterly |
| Checking & Money Market Account | Rate | APY | Paid |
|---|---|---|---|
| Guardian Checking $2,500 required average daily balance | 0.05% |
0.05% | Monthly |
|
Ultimate Checking†
Average Balances up to $30,000
Average Balances >$30,000 |
4.00% 0.05% |
4.07% 0.05% |
Monthly |
| Premier Checking $5,000 required average daily balance | 0.20% | 0.20% | Monthly |
|
Money Market $2,500 daily balance required
$2,500 to $9,999.99
$10,000 to $24,999.99
$25,000 to $99,999.99
$100,000 to $249,999.99 $250,000 to $499,999.99 $500,000 and up
|
1.00% 1.25%
1.50%
2.25%
2.50%
3.00%
|
1.00% 1.26%
1.51%
2.27%
2.53%
3.04%
|
Monthly
Monthly Monthly
Monthly Monthly
Monthly
|
| Certificates of Deposit & IRA CDs* | Rate | APY | Paid |
|---|---|---|---|
| 6 Months $500 Minimum | 5.00% | 5.12% | Monthly |
| 12 Months $500 Minimum | 5.10% | 5.22% | Monthly |
| 18 Months $500 Minimum | 4.75% | 4.85% | Monthly |
| 24 Months $500 Minimum | 4.50% | 4.59% | Monthly |
| 36 Months $500 Minimum | 4.25% | 4.33% | Monthly |
| 48 Months $500 Minimum | 4.25% | 4.33% | Monthly |
| 60 Months $500 Minimum | 4.00% | 4.07% | Monthly |
*Penalties may be applied for early withdrawal
† Minimum monthly spend of $500 and 25 debit card swipes required to qualify
†† Ultimate Checking required to open account; must meet Ultimate Checking monthly requirements to earn dividends
APY = Annual Percentage Yield
Rates are subject to change at anytime