Deposit Rates
Effective January 6, 2023
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| Account | Rate | APY | Paid |
|---|---|---|---|
| Regular Share and Club Accounts Average Balances $100 - $2,999 Average Balances > $3,000 (Bonus Shares) |
0.10% 0.20% |
0.10% 0.20% |
Quarterly Quarterly |
| RoundUp Savings | 5.00% | 5.10% | Quarterly |
| Variable Rate IRA Rate subject to change quarterly |
0.50% | 0.50% | Quarterly |
| Checking & Money Market Account | Rate | APY | Paid |
|---|---|---|---|
| Free Checking $2,500 Average Daily Balance | 0.05% |
0.05% | Monthly |
|
Ultimate Checking††
Average Balances up to $30,000
Average Balances >$30,000 |
4.00% 0.05% |
4.07% 0.05% |
Monthly |
| Premier Checking $5,000 minimum balance | 0.20% | 0.20% | Monthly |
|
Money Market $2,500 daily balance required
$2,500 to $9,999.99
$10,000 to $24,999.99
$25,000 to $99,999.99
$100,000 to $249,999.99 $250,000 to $499,999.99 $500,000 and up
|
0.75% 0.75%
1.25%
1.50%
1.75%
2.00%
|
0.75% 0.75%
1.26%
1.51%
1.76%
2.02%
|
Monthly
Monthly Monthly
Monthly Monthly
Monthly
|
| Certificates of Deposit & IRA CDs† | Rate | APY | Paid |
|---|---|---|---|
| 6 Months $500 Minimum | 1.50% | 1.51% | Monthly |
| 12 Months $500 Minimum | 1.60% | 1.61% | Monthly |
| 18 Months $500 Minimum | 1.80% | 1.81% | Monthly |
| 24 Months $500 Minimum | 1.90% | 1.92% | Monthly |
| 36 Months $500 Minimum | 2.00% | 2.02% | Monthly |
| 48 Months $500 Minimum | 2.00% | 2.02% | Monthly |
| 60 Months $500 Minimum | 2.25% | 2.27% | Monthly |
| Certificates of Deposit & IRA CD Specials† | Rate | APY | Paid |
|---|---|---|---|
| 6 Months* $10,000 Minimum | 4.00% | 4.07% | Monthly |
| 12 Months* $10,000 Minimum | 4.40% | 4.49% | Monthly |
*Higher penalty may be applied for early withdrawal
†Penalties may be applied for early withdrawal
†† Minimum monthly spend of $500 and 25 debit card swipes required to qualify
APY means Annual Percentage Yield
Rates are subject to change at anytime