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Deposit Rates

Effective January 6, 2023
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Account Rate APY Paid
Regular Share and Club Accounts
    Average Balances $100 - $2,999
    Average Balances > $3,000 (Bonus Shares)

0.10%
0.20%

0.10%
0.20%

Quarterly
Quarterly
RoundUp Savings 5.00% 5.10% Quarterly
Variable Rate IRA
Rate subject to change quarterly
0.50% 0.50% Quarterly
Checking & Money Market Account Rate APY Paid
Free Checking $2,500 Average Daily Balance  0.05%
0.05% Monthly
Ultimate Checking†† 
   Average Balances up to $30,000
   Average Balances >$30,000

4.00%
0.05%

4.07%
0.05%
Monthly 
Premier Checking  $5,000 minimum balance  0.20% 0.20% Monthly
Money Market  $2,500 daily balance required
   
   $2,500 to $9,999.99
   $10,000 to $24,999.99
   $25,000 to $99,999.99
   $100,000 to $249,999.99
   $250,000 to $499,999.99
   $500,000 and up


0.75%
0.75%
1.25%
1.50%
1.75%
2.00%


0.75%
0.75%
1.26%
1.51%
1.76%
2.02%


Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

Certificates of Deposit & IRA CDs† Rate APY Paid
6 Months   $500 Minimum 1.50% 1.51% Monthly
12 Months $500 Minimum 1.60% 1.61% Monthly
18 Months $500 Minimum 1.80% 1.81% Monthly
24 Months $500 Minimum 1.90% 1.92% Monthly
36 Months $500 Minimum 2.00% 2.02% Monthly
48 Months $500 Minimum 2.00% 2.02% Monthly
60 Months $500 Minimum 2.25% 2.27% Monthly

Certificates of Deposit & IRA CD Specials† Rate APY Paid
6 Months* $10,000 Minimum 4.00% 4.07% Monthly
12 Months* $10,000 Minimum 4.40% 4.49% Monthly


*Higher penalty may be applied for early withdrawal
†Penalties may be applied for early withdrawal
†† Minimum monthly spend of $500 and 25 debit card swipes required to qualify
APY means Annual Percentage Yield 
Rates are subject to change at anytime