Deposit Rates

Effective February 5, 2021

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Account	Rate	APY	Paid
Regular Share and Club Accounts Average Balances $100 - $2,999 Average Balances > $3,000 (Bonus Shares)	0.10% 0.20%	0.10% 0.20%	Quarterly Quarterly
RoundUp Savings	5.00%	5.10%	Quarterly
Variable Rate IRA Rate subject to change quarterly	0.50%	0.50%	Quarterly

Checking & Money Market Account	Rate	APY	Paid
Free Checking $2,500 Average Daily Balance	0.05%	0.05%	Monthly
Ultimate Checking* Average Balances up to $30,000 Average Balances >$30,000	4.00% 0.05%	4.07% 0.05%	Monthly
Premier Checking $5,000 minimum balance	0.20%	0.20%	Monthly
Money Market $2,500 daily balance required $2,500 to $9,999.99 $10,000 to $24,999.99 $25,000 to $99,999.99 $100,000 and up	0.25% 0.40% 0.50% 0.60%	0.25% 0.40% 0.50% 0.60%	Monthly Monthly Monthly Monthly

Certificates of Deposit & IRA CDs†	Rate	APY	Paid
6 Months $500 Minimum	0.30%	0.30%	Monthly
12 Months $500 Minimum	0.35%	0.35%	Monthly
18 Months $500 Minimum	0.45%	0.45%	Monthly
24 Months $500 Minimum	0.60%	0.60%	Monthly
36 Months $500 Minimum	0.80%	0.80%	Monthly
48 Months $500 Minimum	0.80%	0.80%	Monthly
60 Months $500 Minimum	1.00%	1.00%	Monthly

Certificates of Deposit Specials†	Rate	APY	Paid
11 Months $10,000 Minimum No Penalty	0.30%	0.30%	Monthly

†Penalties maybe be applied for early withdrawal - Rates are subject to change.

*Monthly minimum $500 Direct Deposit and 15 Debit Card Transactions required to qualify

APY means Annual Percentage Yield

Rates are subject to change at anytime