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Lady checking Guardian Online Banking on her laptop

Mobile Banking


Access your Guardian Credit Union account anytime, anywhere with the Guardian Mobile app. Our mobile app is available for both Apple and Android devices. Download the Guardian App on your Apple Watch as well for a quick balance check.

Guardian Mobile App Features

Secure Sign-On
Use your Face ID or password to login to your Guardian App.

Automatic Bill Pay
Set up your Automatic Bill Pay online one time for recurring bill payments at no charge to you.

Mobile Deposit Capture
Use the Guardian mobile app to deposit checks whenever from wherever. Make sure to properly endorse the back of your check by signing your name and writing your account number as well as "For mobile deposit only."

Mobile signature illustration image


All checks deposited via mobile app that do not include the phrase "For mobile deposit only" in the endorsement area may be rejected. Mobile Check Deposit is free. 

Checks deposited via the Guardian mobile app are subject to a multi-day hold. For more details, read our Mobile Deposit Capture Terms & Conditions.

Transfer Funds to Other Guardian Members
Transfer money to other Guardian members from the mobile app.

Loan Payments
Transfer money directly to any Guardian loan to make your monthly payment. You can also set up recurring transfers so you don’t have to remember to do it.

Card Control
Place a hold or cancel a lost/stolen Guardian debit or credit card right from the app. Set travel access within the app when you are out of town.

Change Address
Update or change your account address.

Fingerprint Balance Check
With our fingerprint login, you can quickly check your account balance without opening the Guardian mobile app.

Location Search
Find the nearest Guardian Credit Union branch or fee-free ATM within the Shared Branches Network.

Credit Score Monitoring with Savvy Money
You can keep an eye on your credit score with Savvy Money, an application that taps into your credit history to provide a clear picture of your credit score without being penalized for checking.

  • Credit score analysis
  • View credit score history
  • Credit report
  • Receive alerts about your credit score and report

Alerts
Create alerts that notify you when actions happen on your account such as users logging in, updating information and transactions to make sure you keep an eye on what is going on with your account.