Credit Card Perks + Security

Porch Piracy

Porch Piracy Protection guards against the theft of eligible items of personal property purchased with your Guardian Visa Credit Card within the first ninety (90) days from the date of purchase. In the event of theft, this benefit reimburses you up to the total purchase price of your item for a maximum of one thousand dollars ($1,000.00) per claim and ten thousand dollars ($10,000.00) per cardholder. Learn more about Porch Piracy or file a claim.

Price Protection

With Price Protection, if you buy an eligible item with your Guardian Visa Credit Card in the United States and see the identical eligible item available for less in another retail store’s printed Advertisement or non-auction Internet Advertisement within sixty (60) days of the date of purchase, you can be reimbursed the difference up to $250 per item and up to $1,000 a year. Notify the Benefit Administrator within 10 days of the printed Advertisement showing your product at a lower price at 1-800-553-7520 to learn more and begin a claim.

Shipt

Shipt is a membership-based online marketplace that enables same-day delivery of grocery and household essentials and includes delivery services in over 5,000 U.S. cities and deliveries from over 120 retailers. When using your Guardian Visa Credit Card, new Shipt Everyday members can enjoy 1 month complimentary membership then 50% off membership for 3 months, and existing Shipt Everyday members can enjoy an additional 3 months complimentary membership. Get started with Shipt.

Roadside Dispatch

Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you. Dependable roadside assistance is available 24 hours a day, 7 days a week in the United States. No membership or pre-enrollment is required. Just call Roadside Dispatch toll-free when you need them. 1-800-847-2869 - it’s that easy!

Sofar Sounds

Started in 2009, Sofar Sounds brings people together with emerging artists in unique locations for intimate concerts. Sofar shows take place in private venues with an audience size between 30-100 people, and typically feature performances by 3 unannounced artists that may be performing in any genre. Visa cardholders can enjoy 7 day Visa Exclusive Presale Access to selects Sofar shows, and 1 free ticket per event when using your Guardian Visa Credit Card to make the purchase. Verify your eligibility and get started with Sofar Sounds.

Extended Warranty

Extended Warranty Protection provides you with valuable features that help you manage, use and extend the warranties for eligible items purchased on your Guardian Visa Credit Card.  Services include Warranty Registration and Extended Protection. Learn more about Extended Warranty Protection and register your purchases.

Dovly Uplift

Dovly is the first automated, smart credit engine designed to help raise a person’s credit score. Dovly’s fully automated technology can enable members to improve their credit scores by helping them dispute inaccuracies on their credit report easily and quickly, helping you reach your financial goals more quickly. Confirm Dovly Uplift eligibility and get started.

Credit Monitoring Tool

Monitor your credit score and history through the Credit Score Tool in Digital Banking.

Zero Liability Policy

You are not responsible for unauthorized purchases* made on your VISA card.

Card Management

With a robust set of card management tools, you can quickly and easily make payments, place temporary blocks on your card, mark cards as lost/stolen, schedule travel notices and control spending limits.

Transaction Management and Alerts

Take control of your spending with customizable limits, location-based restrictions, and category-specific controls for added security. Easily lock or replace a lost or stolen Guardian card and set travel access—all from the mobile app.

Stay informed with real-time alerts for logins, information updates, and transactions. Customize notifications based on limits, transaction types, and merchant categories for greater security and control.

ID Navigator

ID Navigator powered by NortonLifeLock offers Visa cardholders Privacy Monitor, Dark Web Monitoring, Data Breach Notifications, Stolen Wallet Assist, Market-Leading Discounts, and more. Confirm ID Navigator eligibility and register.

24/7 Fraud Alerts

Keep your contact information current to receive text messages and phone calls from the Guardian Fraud Center any time fraudulent activity is suspected on your account.

Tap-to-Pay

Experience the ease and convenience when you pay with your contactless Visa card