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Debit Card MasterCard®

ID Theft Protection

ID Theft Protection provides you with access to a number of identity theft resolution services. Register your MasterCard® debit card with ID Theft Protection to receive alerts if your personal information begins to be used suspiciously. You can also contact 1-800-MasterCard if you believe you have been a victim of identity theft.

Chip Technology

Convenience and safety for cardholder’s identity during the purchase process.

24/7 Fraud Monitoring

Make sure you have an updated telephone and email address on file with the credit union to get alerts about potential fraud on your accounts.

Zero Liability Policy

MasterCard has a Zero Liability policy which means we won’t hold you responsible for “unauthorized transactions.” If you believe there has been unauthorized use of your MasterCard debit card and you take normal precautions to protect your card and promptly report loss or theft, rest easy knowing you have the protection of MasterCard’s Zero Liability promise.

Satisfaction Guarantee

Purchases you make entirely with your covered card are covered for sixty (60) days from the date of purchase for a full refund in the event that you are dissatisfied with your purchase and the store will not accept the item for return.

Airport Concierge

Your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 450 destinations worldwide 24 hours a day, 7 days a week, 365 days a year. There are also certain airports where you can be expedited through the security and/or the immigration process. To reserve MasterCard® Airport Concierge services visit or consult your travel advisor.

Global Service

MasterCard® Global ServiceTM provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.

Learn more about the Guardian MasterCard® debit card with this complete benefits guide and as always feel free to call us with any questions, or login to your Guardian Mobile App and control your card as needed.

Debit Card Support

For help activating a new card, real time PIN change, or to report a lost/stolen card, please call 334-244-9999 and select Option #3 for assistance from a Guardian team member.