Lending Rates
Effective January 1, 2024
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| Description | APR | Term |
|---|---|---|
|
New & Used Autos, Truck, Vans
|
5.50% - 20.95% |
Up to 84 Months
|
| New & Used Motorcycles, ATVs, Boats, RVs & Farm Equipment (Harley Davidson’s financed at car rates) |
5.50% - 20.95% | Up to 120 Months |
|
New & Used Mobile Homes
|
9.95% - 20.95% | Up to 96 months |
|
Signature Loans
|
9.00% - 20.75% | Up to 60 months |
| Credit Cards No annual fees |
1.99% Variable Rate 19.95% |
Secured Card
Standard Card
Rewards
Card
|
| Pool Loans | 9.00% - 20.75% | Up to 78 Months |
| Share Secured |
2.00% above max deposit rate
3.00% above max deposit rate
|
Up to 24 months
Up to 36 months
|
| Certificate Secured | 2.00% above current rate | Equal to CD Maturity |
Relationship Pricing
- .25% discount may be applied to the approved APR on loans other than credit cards and mortgages if you set up Auto Pay on your loan.
- .25% discount may be applied to the approved APR on loans other than credit cards and mortgages if you add Credit Life and Disability to your loan.
- Connect with a Guardian loan officer to see if you qualify 334-244-9999
*Rates, Discounts, and Terms, subject to change please speak with your Guardian Loan Officer for more details.