Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
photo of a large concrete bridge over water

Lending Rates

Effective March 1, 2018
Swipe to view more
Description APR Term
New & Used Autos, Truck, Vans 
2.45% - 20.95% Up to 84 Months
New & Used Motorcycles, ATVs, Boats, RVs & Farm Equipment
(Harley Davidson’s financed at car rates)  
2.45% - 20.95% Up to 120 Months
New & Used Mobile Homes
9.75% - 20.95% Up to 96 months
Signature Loans
9.95% - 20.95% Up to 60 months
Credit Cards
Fixed rates with no annual fees
8.9%
10.9%
15.5%
Platinum Level 3
Platinum Level 2
Platinum Level 1
Pool Loans 9.95% - 20.95% Up to 60 Months
Share Secured 2.00% above max deposit rate Up to 24 months
Certificate Secured 2.00% above current rate Equal to CD Maturity

Relationship Pricing

  •  .50% discount may be applied to the approved APR on loans other than credit cards and mortgages if you have a Guardian Checking Account set up with Direct Deposit or Auto Pay on your loan. 

  •  .25% discount may be applied to the approved APR on loans other than credit cards and mortgages if you add Credit Life and Disability to your loan. 

  • Talk with a Guardian loan officer to see if you qualify 334-244-9999