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Lending Rates


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Description APR Term
New & Used Autos, Truck, Vans 
2.95% - 17.95% Up to 84 Months
New & Used Motorcycles, ATVs, Boats, RVs & Farm Equipment
(Harley Davidson’s financed at car rates)  
2.95% - 17.95% Up to 90 Months
New & Used Mobile Homes
9.75% - 17.95% Up to 96 months
Signature Loans
8.95% - 17.95% Up to 42 months
Credit Cards
Fixed rates with no annual fees
8.9%
10.9%
15.5%
Platinum Level 3
Platinum Level 2
Platinum Level 1
Pool Loans 9.95% - 17.95% Up to 60 Months
Share Secured 2.00% above highest tiered rate up to 24 months
Certificate Secured 2.00% above current rate Equal to CD Maturity

Relationship Pricing

  •  .50% discount may be applied to the approved APR on loans other than credit cards and mortgages if you have a Guardian Checking Account set up with Direct Deposit or Auto Pay on your loan. 
 
  •  .25% discount may be applied to the approved APR on loans other than credit cards and mortgages if you add Credit Life and Disability to your loan. 
 
  • Talk with a Guardian loan officer to see if you qualify 334-244-9999