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photo of the train station in downtown Montgomery Alabama.  stained glass covers the rooftop of the structure housing the station.

Fee Schedule

Effective January 8, 2022

Account Fees Fee
Club Account - Early Withdrawal  $15.00/each
Money Market Account
        Below $2500 Minimum Balance $10.00/month
        Excessive Withdrawals (6 or more per month) $2.00/each
Premier Checking Account (currently not available)
        Below $5000 Minimum Balance $10.00/month
Ultimate Checking Account
        If minimum debit card swipes and spend requirements not met $10.00/month
Transaction Fees
Overdraft Transfer $1.00/transfer
Returned Item  $15.00/item
Courtesy Pay $26.00/item
Non-Member Check Cashing $3.00/item 
Check Cashing - less than $100 balance in account or no activity $3.00/item
Money Order $2.00/each
Official Check $2.00/check
Wire Transfer
          Domestic outbound/inbound $13.50/each
          International outbound/inbound $31.00/each
Miscellaneous Fees
Dormant Bill Pay (no activity for 3 months or more) $4.95/month
Dormant Savings (no activity for 12 months and >$100 balance) $10.00/month
Dormant Checking (no activity for 6 months and >$100 balance) $5.00/month
Account research $20.00/hour
Bad Address $5.00/month
Replacement Debit Card $5.00/card
Account Statement Copies $5.00/each
Check Copies $2.50/each
Photocopies $1.00/page
Rush Delivery  $30.00/item
Garnishment/Levy Administration $50.00/each
Stop Payment - Single Item $23.00/item
Stop Payment - Series $50.00/series
Safe Deposit Box
       3X5 $17.00/year
       3X10 $30.00/year
       5X5 $20.00/year
       5X10 $40.00/year
       10X10 $55.00/year