(Effective August 1, 2015)
|
Type
|
Amount |
|---|---|
| Savings Account | |
| Minimum Balance | $1.00 |
| Balance Required to Earn Dividend | $100.00 |
| Excessive Share Withdrawal fee
(5th and 6th share withdrawal per month)
|
$1.00 |
| Excessive Share Withdrawal fee (per share withdrawal after 6th monthly withdrawal) | $2.00 |
| ACH Funds Transfer | FREE |
| Military Allotment | FREE |
| Payroll Deductions | FREE |
| Shared Branching Transactions | FREE |
| Direct Deposit | FREE |
| E-statements | FREE |
| Debit Card | FREE |
|
Money Market Account
|
|
| Minimum Balance | $2,500 |
| Dividends Paid | Monthly |
| Below Minimum Balance Fee (per month) | $10.00 |
| Withdrawals (6 or more per month) | $2.00 |
| Direct Deposit | FREE |
| E-statements | FREE |
| Debit Card | FREE |
| Platinum Checking Account | |
| Minimum Balance | $5,000 |
| Interest Paid | Monthly |
| Below Minimum Balance Fee (per month) | $10.00 |
| E-statements |
FREE
|
| Common Cents Checking | |
| Minimum Balance | FREE |
| Round Up Savings Account Monthly Maintenance Fee | FREE |
| Overdraft Protection Estatements | Available |
| Direct Deposit, E-statements, Debit Card | FREE |
| Fresh Start Checking | |
| Minimum Balance | FREE |
| Monthly Maintenance Fee, Direct Deposit, E-statements | FREE |
| Debit Card | FREE |
| Transaction Fees | |
| Non-sufficient Funds Fee (per item) | $29.00 |
| Courtesy Pay Fee (per item) | $26.00 |
| Check/ACH Debit returned due to non-sufficient funds | $15.00 |
| Military Allotment | FREE |
| Payroll Deductions | FREE |
| Shared Branching Transactions | FREE |
| Direct Deposit | FREE |
| Debit Card | FREE |
| Teller Transactions | |
| Money Orders (each) | $2.00 |
| Visa Gift Cards (each)*** | $3.99 |
| (With direct deposit) | FREE |
| Early Withdrawal from Club Accounts | $15.00 |
| Official Checks (each) | $2.00 |
| Bank Wire (outbound) per wire | $13.50 |
| Bank Wire (outbound/inbound foreign) | $31.00 |
| Bank Wire (inbound) | $13.50 |
| Western Union (each) | $22.50 |
| Direct Deposit | FREE |
| E-statements | FREE |
| Debit Card | FREE |
| Safe Deposit Boxes available Contact a Member Service Consultant for complete details | |
| Miscellaneous | |
| E-Statement | FREE |
| Guardian Connection Bill Pay | FREE |
| Dormant (3 months or more per month) | $4.95 |
| Check Cashing (less than $100 in CU savings account/no other active relationship at time of transaction) | $3.00 |
| Account Research (per hour) | $20.00 |
| Replacement Debit Card Fee Dormant Savings Accounts with No Activity (deposit/withdrawals, etc) for 12-months | $5.00 |
| Less than $100 on deposit (per month) | $10.00 |
| Dormant Checking Account Less then $100 balance and no activity for 6 months | $5.00 |
| Bad Address Fee (per month) | $5.00 |
| Garnishment/Levy Administration | $50.00 |
| Overdraft Transfer Fee (per transaction) | $1.00 |
| Copy of Savings Statements | $5.00 |
| Share Draft Copies | $2.50 |
| Photocopy Service (per page) | $1.00 |
| Stop Payment Request (per item) | $23.00 |
| Stop Payment request (per series) | $50.00 |
| Telephone Banking (24 Hour Access): | FREE |
| Account transfer | FREE |
| Check withdrawal | FREE |
| Balance inquiry | FREE |
| In Network ATM (on premise per transaction) | FREE |
| Out of Network ATM Fee (Uses outside of GCU and CU24 Network) (per transaction) | $1.00 |
| Non-Member On Us Check Cashing Fee | $3.00 |
| Mobile Banking, Notary Service | FREE |
| Rush Delivery Fee | $30.00 |
| Rush Delivery Fee Return Deposit Item Fee (each occurrence of return of deposit item on the member account at another institution) | $35.00 |
*Some restrictions apply. Fee may apply when check is made payable to 3rd party.
***Fees could be waived based on account type.