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Primary Share Account

To become a member of Guardian, we start by opening a Share Account – which is like a traditional savings account – with a minimum deposit of $1. A traditional savings account at a bank is nothing special. But as a member of the credit union, your Share Account represents the ownership you have in the company. You have a voice at a credit union.

Deposits, withdrawals and transfers can be made at any time using your Share Account. Access your Share Account through Online Banking, the Guardian mobile app, at any of our convenient locations and ATMs or by phone at (334) 244-9999.

Primary Share Account Features

  • $1 minimum deposit

  • Quarterly dividends are paid on the average daily balance above $100

  • No monthly service fees

  • 24/7 account access via online banking, Guardian Mobile App, and telephone banking at (334) 244-9999

  • Free Bill Pay

  • E-Statements

  • Direct Deposit & Payroll deductions