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image of a garden with small sprouts coming out of the ground linking to a Guardian Credit Union page.

Certificates of Deposit

Guardian offers three types of Certificates of Deposit (CD) to members. Choose from a traditional CD, IRA, or ESA CD.

  • Minimum deposit of $500 unless otherwise stated
  • Terms range from 3-60 months.
  • Early withdrawal may result in a penalty charge. Fee percentage is calculated based on account balance at time of withdrawal.
  • Interest paid monthly into the CD account.
  • Money can be withdrawn in full once maturity has been reached.
Click here for current rates and terms.